Heard the latest about Lloyds TSB..?
This is the bank that worked perfectly well before this cretinous Government used our tax money to get it's hands on a sizeable chunk and forcing it to merge with another.
So, since then, Lloyds TSB have repeatedly had glitches with their direct debits for payments of their own credit cards.
The latest of which is current and, if you have a Lloyds TSB credit card, you might be well advised to check your bank balance.
It appears that Lloyds TSB have wrongfully direct debited monies against closed and defunct credit cards in addition to the debits for live and current credit cards.
So, if you had a credit card lost or replaced and got a new card with a different number, for some reason, they have debited money from bank accounts for those closed accounts.
On realising their error, instead of paying that money straight back into the bank accounts from which they have taken it, Lloyds TSB made the decision to keep the money and roll it onto people's current credit card balances.
For those on low incomes and bank balances, this would obviously cause a risk of people becoming overdrawn, having cheques or other direct debits refused, reaching maximum overdraft limits etcetera.
Think about it - in some of the worst cases, people may have been left with no money to do anything with because of this incompetence.
What makes it even more spectacular is the idiotic decision to roll the wrongfully taken money onto credit card balances rather than place it back into bank accounts. Remember, it would have been a senior staff member - not a computer - that made that decision.
Moral of the story? Do not pay Lloyds TSB credit cards anything by direct debit. This is about the third glitch in the last six-to-nine months.
Moral of the story part two - this is what happens when New Labour get their hands on what was once a perfectly good and excellently capable banking organisation.
Which neatly delivers an analogy for the British economy...
0 comments:
Post a Comment
This blog seeks to uphold the right to free speech. However, comment moderation is used to prevent the posting of comments which could be considered libelous/offensive etc. We do not, however, guarantee to publish all comments and we reserve the right to refuse to approve any comment submitted at our discretion. Views expressed are those of the comment author and do not neccesarily reflect those of this blog.